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KTA New Loan

Loan procedure guide

  1. 1 Enter customer information Informasi Proses Pinjaman Icon
  2. 2 Enter your loan application information Informasi Proses Pinjaman Icon
  3. 3 Loan application completed Informasi Proses Pinjaman Icon

Accept Loan Application Terms

Product Information

Only by providing salary slips, debt repayments, medical funds, education funds, working capital funds are resolved.

OK!Bank registered and supervised by Financial Services Authority (Otoritas Jasa Keuangan) .
Copyright (c) 2017 OK!Bank. All Rights Reserved.

OK

Unsecured Loan

By providing revenue data, working capital issues, purchasing funds, and business expansion funds have been resolved!

Based on Biz data,
(Cash & Card sales, Income, Biz history Data)

Target customer Employees, Merchant, Housewife, Student
Loan Amount IDR 3 Millions ~ IDR 200 million
Interest rate 0.89% ~ 3.49% (Month)
Period 6, 12, 18, 24, 30, 36 (Max. 60 Months)
Fees 4.0% Administration fee
Documents eKTP, NPWP, salary slip ** In merchants, turnover data, SIUP, TDP

OK BANK Terms

  1. The applicant will follow the terms and conditions of the OK Bank personal loan product.
  2. The terms of the loan, including the loan amount and interest rate, may change according to the results of the loan review.
  3. Customer information written by the customer will be collected and provided to the OK Bank. OK The bank can use it to progress the loan and give it to the partner company.
  4. For the loan application process, the debtor must agree that the bank can use the credit information and personal information of the debtor until the credit process is complete. If the debtor does not approve, there will be restrictions in the credit approval process.
  5. Based on customer information provided, OK The bank conducts a loan review, loan payments can be made when completing the application (contract) after the loan agreement.
  6. Loans will be sent to the bank account that the customer chooses (including other banks), and OK The bank will cover all costs incurred in loan transfers.
  7. Loan installments must be made to the OK Bank customer account or the account specified by the Bank on the monthly contract specified by the customer. However, even if that day is the day of the agreement, the payment is made after the bank&39;s deadline will be considered a late payment, it is the customers responsibility.
  8. The bank withdraws installments from the OK Bank account designated by the customer on the day of commitment. However, if the customer&39;s account balance is insufficient, only a portion of the amount can be withdrawn, as a result, the customer is responsible for the delay.
  9. Repayment of installments follows the monthly payment schedule, bill fees vary between the first and last month because it depends on the number of days used.
  10. Loan money will be sent to the customer&39;s account by reducing administration fees by 1% and provision fees by 1.5%.
  11. If repayment is accelerated, the replacement fee is 2% of the total remaining principal debt.
  12. If there is a delay in installment payments, the fee is 5% arrears per month from the total installments per month.
  13. If the bank determines that the customer cannot pay the debt normally, the bank can charge the principal payment fee by confiscating the customer pension or social security insurance (BPJS) and severance pay.
  14. Banks must notify customers in advance if there are changes to the products and services used by customers.
  15. The customer must notify the bank immediately if there is a change in personal information when using the service.
  16. During the loan period, customers can be contacted via telephone, SMS, DM, etc. To maintain products, offer services that can contact customers.

Ver.5 (2019.4.15)